Pay Like a Local in China

In China, daily life moves fast – and so does paying. In most cities, people no longer reach for their wallets when it is time to pay for something. Instead of credit cards or cash, almost everyone uses their phone. Two apps dominate everyday payments: WeChat (Weixin) and Alipay. With just a quick scan of a QR code, the bill is settled, whether you are in a big shopping mall or buying a bottle of water from a small kiosk.

For travelers, this can feel a bit overwhelming at first. You might arrive with cash or a bank card and suddenly notice that no one else is paying that way. The good news is that, with a little preparation, you can use the same apps and methods locals use. Understanding how these payments work – and having a few key Chinese phrases ready – will make your time in China smoother, more relaxed and a lot more fun.

How Digital Payments Work

In most shops, cafés and restaurants, you will see a device or QR code near the counter or on the table. The usual process is simple:

You open WeChat or Alipay on your phone.

You tap on the “Scan” function to scan the merchant’s QR code.

You enter or confirm the amount and press pay.

Sometimes the process works the other way round: the cashier scans the QR code on your phone instead. Either way, the interaction is quick and often completely silent, because both sides already know what to do. As a newcomer, it helps to be ready with both the payment method and the language you need in case something is not clear.

Here’s a short explanation on how to pay in China with WeChat:

1. Download WeChat from the App Store or Google Play Store.

2. Install the app and create an account.

3. In the app, go to Me.

4. Select Pay and Services.

5. Go to Wallet.

6. Choose Bank Card.

7. Enter your credit card details.

8. You will receive a confirmation code to verify the card.

After confirmation, you can pay in China by scanning QR codes in shops, restaurants, and taxis.